Sürdürülebilir Kalkınma Amaçları

• 8
• 4
• 4
• 3
• 2
• 2
• 2
• 2
• 2
• 1

• MakaleYalnız künye2024/r/adakent/10075
  Nexus between good governance and financial sustainability: evidence from microfinance sector of India

  Maeenuddin, M.; Hamid, Shaari Abdul; Nassir, Annuar Md; Fahlevi, Mochammad; Aljuaid, Mohammed; Jermsittiparsert, Kittisak

  Purpose: Microfinance emerged as an essential catalyst for socio-economic development and financial inclusion to reduce poverty. Microfinance institutions cannot meet their primary objective of poverty reduction if they are not sustainable financially. With the theoretical support of profit incentive theory, this paper aims to investigate the impact of organizational structure (OS), growth outreach (average loan per borrower [ALPB] and number of active borrowers), women empowerment (percentage of women borrowers [PWB]), liquidity, leverage and cost efficiency (cost per borrower) on the financial sustainability of microfinance providers (MFPs) in India and explore the possible moderating effect of the national governance indicators (NGIs). Design/methodology/approach: A financial sustainability index has been developed by using principal components analysis, including both conventional measures (return of assets and return on equity) and efficiency measures (operational self-sufficiency and financial self-sufficiency). Due to the existence of endogeneity and heteroskedasticity, this study uses two-step system generalized method of moments estimates to examine the relationships for a period of 2006 to 2018. Findings: The finding reveals that there is a strong significant relationship between financial sustainability and its influential factors. Organizatioanl Structure, loan size, women borrowers, Gross Domestic Products and inflation enhance the financial sustainability of India’s microfinance sector. However, a number of borrowers, liquidity, leverage and operating costs negatively affect the financial sustainability of MFPs of India. The estimates demonstrate that NGIs significantly moderate the association between financial sustainability and its influential factors. The NGIs negatively affect the positive impact of Organizatioanl Structure on financial sustainability. National governance increases the positive effect of loan size (ALPB) and reduces the negative effect of a number of borrowers and leverage on the financial sustainability of MFPs of India. However, NGIs negatively affect the positive relationship between Percentage of Women Borrowers and Financial sustainability of Microfinance Providers of India. Originality/value: To the best of the authors’ knowledge, this study is the first of its kind that incorporates all of the six dimensions of the National Governance Indicators (NGIs) and uses as a moderator. Secondly, a financial sustainability index has been developed for measuring the financial sustainability of Microfinance Providers (MFPs).

  • 
  • 
  • 
  İncele
• MakaleAçık Erişim2024/r/adakent/10073
  Measuring the Financial Sustainability and its Influential Factors in Microfinance Sector of Pakistan

  Maeenuddin; Hamid, Shaari Abd; Nassir, Annuar MD; Fahlevi, Mochammad; Aljuaid, Mohammed; Jermsittiparsert, Kittisak

  Financial sustainability is one of the major issues in the development process, particularly in developing countries. Microfinance started with two basic objectives of poverty reduction and women empowerment. However, unsustainable microfinance providers cannot assist the poor for a longer period of time, due to uncertainty about their existence. This study investigates that how financial sustainability of Pakistan’s microfinance sector is affected by various factors. A new financial sustainability index has been developed to measure the financial sustainability. Generalized Method of Moments (GMM) approach is employed to analyze the panel data from 34 Pakistani MFPs, yielding 344 MFI-years of observations from 2006 to 2018. The findings reveal that increase in loan size, female borrowers, liquidity, and leverage significantly enhances the financial viability of Microfinance Providers in Pakistan. However, the total borrowers and the operating cost per borrower negatively affect the financial sustainability of MFPs in Pakistan. MFIs needs to be financially independent, with less or no support from government or donor agencies. Financially sustainable MFPs contributes in the achievement of the 8 out of 17 Sustainable Development of Goals (2030 SDGs) of the United Nation. The data for 2018 onwards is seriously affected by COVID-19, which cannot be included in the current data set. Hence, researchers in future analyze the data from the pre-COVID-19 and post-COVID-19 periods to compare the analysis and examine the pandemic’s impact.

  • 
  • 
  İncele
• MakaleAçık Erişim2023/r/adakent/10107
  Adoption of the Green Economy through Branchless Rural Credit Banks during the COVID-19 Pandemic in Indonesia

  Marhaeni, A. A. I. N.; Jermsittiparsert, Kittisak; Sudarmo, Lucia Rita; Indrawati, Lucia Rita; Prasetyo, Andjar; Fuada, Noviati; Rachmadhani, Arnis; Raharjo, Tri Weda; Wahyudianto, Heri; Harwijayanti, Bekti Putri

  A green economy has an impact on improving welfare, but it takes continuous efforts to achieve it from various fields. Contribution in the context of banking on a small scale is one of the initiatives that can show participation in achieving a green economy. This study aims to explore people's behavior in financial transactions and analyze the practice of rural credit banks in encouraging the achievement of a green economy through the National Financial Inclusive Strategy (NFIS) program despite the COVID-19 pandemic. This study used quantitative approaches; observations were conducted at a certain time by collecting data taken directly as a complement to this study, as well as taking questionnaire data involving 363 samples and analyzing them using the structural equation model (SEM). The result is that green economic support is found in using paper for fewer savings transactions compared to branchless banking with conventional savings transactions. The high number of residents exposed to COVID-19 does not affect branchless banking. In addition, the use of branchless banking can show the penetration of financial literacy in the community. The results of the path analysis explain that perceived ease of use (7.468) and perceived usefulness (2.152) have an influence on attitude; intention is greatly influenced by attitude (15.357); and actual usage is influenced by intention (11.682). This research has specific implications for the Magelang City Rural Bank (MCRB), which needs to conduct market research to find out the potential of branchless banking that is specifically needed by the people of Magelang. Branchless banking innovation needs to be strengthened by presenting easy-to-understand and easy-to-use applications to improve the attitude of the Magelang people in adopting branchless banking applications and using them sustainably.

  • 
  • 
  • 
  İncele
• MakaleAçık Erişim2023/r/adakent/10099
  An Intelligent Recommendation for Intelligently Accessible Charging Stations: Electronic Vehicle Charging to Support a Sustainable Smart Tourism City

  Suanpang, Pannee; Jamjuntr, Pitchaya; Kaewyong, Phuripoj; Niamsorn, Chawalin; Jermsittiparsert, Kittisak

  The world is entering an era of awareness of the preservation of natural energy sustainability. Therefore, electric vehicles (EVs) have become a popular alternative in today's transportation system as they have zero emissions, save energy, and reduce pollution. One of the most significant problems with EVs is an inadequate charging infrastructure and spatially and temporally uneven charging demands. As such, EV drivers in many large cities frequently struggle to find suitable charging locations. Furthermore, the recent emergence of deep reinforcement learning has shown great promise for improving the charging experience in a variety of ways over the long term. In this paper, a Spatio-Temporal Multi-Agent Reinforcement Learning (STMARL) (Master) framework is proposed for intelligently public-accessible charging stations, taking into account several long-term spatio-temporal parameters. When compared to a random selection recommendation system, the experimental results demonstrate that an STMARL (master) framework has a long-term goal of lowering the overall charging wait time (CWT), average charging price (CP), and charging failure rate (CFR) of EVs.

  • 
  • 
  • 
  İncele
• MakaleAçık Erişim2023/r/adakent/10087
  Sustaining the Earth: Unraveling the Synergy of Workplace Spirituality, Responsible Leadership, and Pro-Environmental Behavior in Pakistan's SMEs

  Shah, Syed Haider Ali; Fahlevi, Mochammad; Jamshed, Kamran; Aman, Nida; Rafiq, Nosheen; Jermsittiparsert, Kittisak; Aljuaid, Mohammed

  Purpose: The purpose of this research is to investigate the synergistic impact of workplace spirituality (WPS), responsible leadership (RL), and pro-environmental behavior (PEB) within the context of Pakistan's Small and Medium Enterprises (SMEs) along with the mediating mechanism of Affective commitment (AC).Methods: Our study utilizes structural equation modeling (SEM) to analyze survey data collected from 390 employees within Pakistani SMEs. We develop a single unified framework to test the hypothesized relationships between RL, PEB, and AC as a mediator. Results: Our results unveil significant positive relationships between WPS, RL, and PEB. Our findings endorse both the direct connections between WPS, RL, and PEB, as well as the mediating mechanisms through AC. This study offers novel insights into the influence of PEB in the context of Pakistan's SMEs.Conclusion: The research significantly contributes to the existing literature by examining WPS, RL, PEB, and AC in the context of Pakistan's SMEs. The study's conclusions emphasize the potential benefits of integrating WPS and RL into business practices to encourage PEB. Additionally, we discuss the limitations of our research and suggest future avenues for further exploration in this vital area of sustainable business management.

  • 
  İncele
• Kitap BölümüYalnız künye2023/r/adakent/10079
  Antecedents to perceived usefulness of M-Commerce: An application of technology acceptance model

  Jermsittiparsert, Kittisak; Wongsuwan, Navaporn; Akkaya, Bülent

  The aim of this research work is to examine the originator which is affecting in Thailand the adoption of m-commerce (based on the behavioural intention). The usage of m-commerce has faced reluctance by the subscribers of mobile phone, which is in general the most anticipated challenge among both the developing and developed countries. Similarly, there are restricted empirical research work regarding to the m-commerce in Thailand. As a result, in the situation of developing countries (for instance, Thailand specially), very less numbers of research exist for the recognition of important variables for the m-commerce installation or estimating the m-commerce adoption variables. For explaining the behavioural targets of subscribers and for estimation generally the model that has been used is referred to as technology acceptance model (TAM). First, the factor subjective norms by the region of technology acceptance had contradictory outcomes and inconsistency to the behavioural target. In this study, we employed the Smart Partial Least Square Structural Equation Modelling version 3.2.6 as a data analysis technique. The response rate of the current study is 81%. The results have certainty that has established the presence of these associations between the users which implicated the significance of subjective norms in Thailand which were recognized. The personal opinion of usefulness, perceptions of attitude and easy usage to m-commerce are the important features towards the subjective norms which are the social impacts.

  İncele
• MakaleAçık Erişim2023/r/adakent/10077
  The role of industry 4.0 in sustainable supply chain: Evidence from the textile industry

  Chatchawanchanchanakij, Petcharaporn; Jermsittiparsert, Kittisak; Chankoson, Thitinan; Waiyawuththanapoom, Phutthiwat

  The objective of this study was to examine the role of Industry 4.0 in the sustainable supply chain (SSC). The relationship between Industry 4.0, data storage, data assessment, performance evaluation, data inquiry and SSC were examined. To achieve the study objective, the mediation effect of data storage, data assessment, performance evaluation and data inquiry between Industry 4.0 and SSC was examined. Employees of textile companies were selected for data collection in Indonesia. Results of the study highlighted that Industry 4.0 had a significant positive effect on SSC. Better implementation of Industry 4.0 showed a positive effect on SSC. In addition to this, Industry 4.0 had a positive effect on data storage, data assessment, performance evaluation and data inquiry. Finally, data storage, data assessment, performance evaluation and data inquiry had a positive effect on SSC.

  • 
  • 
  İncele
• KitapYalnız künye2023/r/adakent/10064
  Governmental power market-ing in the VU-CHAOS world

  Jermsittiparsert, Kittisak; Gohwong, Srirath; Pavapanunkul, Shayut; Mahittichatkul, Nasaran

  Governmental Power Market-Ing in the VU-CHAOS World is a thought-provoking book that explores the blended concepts of state governance, marketing, and management. This book offers a comprehensive examination of the dynamics and implications of governmental power in a rapidly changing world. Delve into this text to investigate the concept of government and its significance, as well as the rise of gerontocracy, where the elders exert influence over the state game, both in theory and practice. Further chapters explore topics such as the hidden agenda behind the development of government in governmental power marketing theory, the sources and status of government, strategies, and behavior of governments as buyers. The influences that shape governmental buying behavior and the implications for controlling governmental power are also examined. The book introduces criteria for assessing the effectiveness of these models and analyzes them for an understanding this complex field. The explorations of the intersection of power diffusion theory and power marketing security provides analytical frameworks for succeeding in strategic governmental power marketing. Readers will gain insights into future trends in government theory and practice, including strategic approaches for stateless players and net states. Case studies and comparative applications offer real-world examples and practical implications. Governmental Power Market-Ing in the VU-CHAOS World is an essential resource for academics, researchers, policymakers, and anyone interested in understanding the complex interplay between governmental power and market dynamics in today's evolving global landscape.

  • 
  İncele
• Kitap BölümüYalnız künye2023/r/adakent/10062
  Subjective norms and behavioural intention of E-banking adoption: Mediating role of perceived usefulness

  Jermsittiparsert, Kittisak; Wongsuwan, Navaporn; Akkaya, Bülent

  The study was planned to examine the impact of subjective norms on the behavioural intentions of Thai e-banking users. Additionally, the study has also examined the mediating role of perceived usefulness of e-banking in the relationship between the subjective norms and e-banking adoption. The subjective norms construct in this study was decomposed into societal descriptive and injunctive norms, and personal descriptive and injunctive norms. It is clear from the literature review that highly inconsistent findings were reported between perceived usefulness and subjective norms because of the contradiction in the findings obtained by the researchers. This occurred may be because trivial attention was given to the relationship between subjective norm and perceived usefulness. In current research, it is argued that there are many advantages of e-banking adoption which includes mobility, convenience and 24-hour accessibility anywhere anytime with no physical limitation of location as required in old-styled e-commerce. For that reason, it is hypothesized that people who believe that these advantages would result in the improvement in their performance are expected to create a positive environment for technology adoption. In the latest quantitative research development, the partial least squares (PLS) path modelling is considered to be unsuitable in determining the validity of the model. For this purpose, a two-step process is implemented in current research. The results of the present study, argued that e-banking is adopted voluntarily and the existence of high social norms in collectivist culture greatly influences the potential adopters' attitude and behaviour by the opinions of their significant others particularly in Thai context.

  İncele
• MakaleAçık Erişim2022/r/adakent/10101
  Tourism Service Scheduling in Smart City Based on Hybrid Genetic Algorithm Simulated Annealing Algorithm

  Suanpang, Pannee; Jamjuntr, Pitchaya; Jermsittiparsert, Kittisak; Kaewyong, Phuripoj

  The disruptions in this era have caused a leap forward in information technology being applied in organizations to create a competitive advantage. In particular, we see this in tourism services, as they provide the best solution and prompt responses to create value in experiences and enhance the sustainability of tourism. Since scheduling is required in tourism service applications, it is regarded as a crucial topic in production management and combinatorial optimization. Since workshop scheduling difficulties are regarded as extremely difficult and complex, efforts to discover optimal or near-ideal solutions are vital. The aim of this study was to develop a hybrid genetic algorithm by combining a genetic algorithm and a simulated annealing algorithm with a gradient search method to the optimize complex processes involved in solving tourism service problems, as well as to compare the traditional genetic algorithms employed in smart city case studies in Thailand. A hybrid genetic algorithm was developed, and the results could assist in solving scheduling issues related to the sustainability of the tourism industry with the goal of lowering production requirements. An operation-based representation was employed to create workable schedules that can more effectively handle the given challenge. Additionally, a new knowledge-based operator was created within the context of function evaluation, which focuses on the features of the problem to utilize machine downtime to enhance the quality of the solution. To produce the offspring, a machine-based crossover with order-based precedence preservation was suggested. Additionally, a neighborhood search strategy based on simulated annealing was utilized to enhance the algorithm's capacity for local exploitation, and to broaden its usability. Numerous examples were gathered from the Thailand Tourism Department to demonstrate the effectiveness and efficiency of the proposed approach. The proposed hybrid genetic algorithm's computational results show good performance. We found that the hybrid genetic algorithm can effectively generate a satisfactory tourism service, and its performance is better than that of the genetic algorithm.

  • 
  İncele